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End User License Agreement

Data Discourse AI, Inc.

Effective Date: October 8, 2025

Last Updated: October 6, 2026

1. AGREEMENT TO TERMS

This End User License Agreement (“Agreement”) is a legal agreement between you (either an individual or a business entity, referred to as “you,” “your,” or “Customer”) and Data Discourse AI, Inc., an Oregon corporation (“DDAI,” “we,” “us,” or “our”), governing your access to and use of the Data Discourse AI platform, including the website located at www.datadiscourse.ai, any related mobile applications, and all associated services (collectively, the “Service”).

BY CLICKING “I ACCEPT,” CREATING AN ACCOUNT, OR ACCESSING OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE TO ALL TERMS OF THIS AGREEMENT, DO NOT ACCESS OR USE THE SERVICE.

If you are entering into this Agreement on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to this Agreement, and “you” and “Customer” will refer to such entity.

2. DESCRIPTION OF SERVICE

DDAI provides an AI-powered data analytics and visualization platform that:

  • Connects to your authorized business SaaS applications (such as QuickBooks, HubSpot, Stripe, and others)
  • Extracts and transforms your business data into a standardized data model
  • Enables natural language queries of your business data through an AI-powered interface
  • Generates data visualizations and analytical insights

The Service is designed exclusively for business-to-business use and is not intended for personal, family, or household purposes.

3. LICENSE GRANT AND RESTRICTIONS

3.1 License Grant

Subject to your compliance with this Agreement and payment of applicable fees, DDAI grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service solely for your internal business purposes during the applicable Subscription Term.

3.2 Restrictions

You agree NOT to:

  • Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Service
  • Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code or underlying algorithms of the Service
  • Access the Service to build a competitive product or service, or copy any features, functions, or graphics of the Service
  • Use the Service to store or transmit infringing, libelous, or otherwise unlawful or tortious material
  • Use the Service to store or transmit material in violation of third-party privacy rights
  • Use the Service to store or transmit malicious code, viruses, worms, or other harmful software
  • Interfere with or disrupt the integrity or performance of the Service or the data contained therein
  • Attempt to gain unauthorized access to the Service or its related systems or networks
  • Use any robot, spider, scraper, or other automated means to access the Service
  • Remove, obscure, or alter any proprietary rights notices displayed in or on the Service
  • Share your account credentials with others or allow multiple users to access a single account
  • Exceed the usage limitations of your selected Subscription Plan (including user limits and query limits)
  • Use the Service in any manner that violates applicable federal, state, local, or international law

4. ACCOUNT REGISTRATION AND SECURITY

4.1 Account Creation

To use the Service, you must create an account using Single Sign-On (SSO) through an authorized third-party authentication provider (Google, LinkedIn, or Microsoft). You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

  • Immediately notify DDAI of any unauthorized use of your account or any other breach of security
  • Ensure that you log out from your account at the end of each session
  • Not share account credentials with unauthorized users

DDAI will not be liable for any loss or damage arising from your failure to comply with these security obligations.

4.3 Age Restriction

The Service is not intended for individuals under the age of 16. By using the Service, you represent and warrant that you are at least 16 years of age. If we learn that we have collected personal information from an individual under age 16, we will delete that information promptly.

5. SUBSCRIPTION PLANS, FEES, AND PAYMENT

5.1 Subscription Plans

DDAI offers the following Subscription Plans:

  • Explore Plan: 2 users, 100 queries per month
  • Insight Plan: 5 users, 300 queries per month
  • Mastery Plan: 10 users, 750 queries per month

Each plan includes the features and limitations specified on our website at the time of your subscription.

5.2 Fees and Billing

Subscription fees are billed in advance on a monthly or annual basis, as selected by you during registration. All fees are non-refundable except as expressly provided in Section 5.5 (Refund Policy). Fees are exclusive of all taxes, levies, or duties, and you are responsible for payment of all such amounts.

5.3 Payment Terms

You agree to provide current, complete, and accurate billing information. You authorize DDAI to charge your designated payment method for all fees due. If your payment method fails or your account is past due, we may suspend or terminate your access to the Service.

5.4 Auto-Renewal

Your subscription will automatically renew at the end of each billing period (monthly or annual) at the then-current subscription rate unless you cancel your subscription before the renewal date. You may cancel your subscription at any time through your account settings or by contacting us at info@datadiscourse.ai.

5.5 Refund Policy

Annual Subscriptions: If you cancel within 30 days of your initial annual subscription purchase, you may receive a full refund. After 30 days, no refunds will be provided for annual subscriptions.

Monthly Subscriptions: Monthly subscriptions are non-refundable. Upon cancellation, you will retain access to the Service through the end of your current billing period.

Refunds are processed using the original payment method and may take 5-10 business days to appear.

5.6 Fee Changes

DDAI reserves the right to change subscription fees at any time. We will provide you with at least 30 days’ advance notice of any fee increases. Your continued use of the Service after the fee change takes effect constitutes your agreement to pay the modified fees.

5.7 Usage Limits

Your use of the Service is subject to the user limits and query limits specified in your Subscription Plan. If you exceed these limits, DDAI may, in its sole discretion:

  • Charge you additional fees for overage usage
  • Throttle or limit your access to the Service
  • Require you to upgrade to a higher-tier plan
  • Suspend your account until the next billing period

6. DATA INTEGRATIONS AND THIRD-PARTY SERVICES

6.1 Authorization

To use the Service, you must authorize DDAI to access and extract data from your third-party business applications (such as QuickBooks, HubSpot, Stripe, and other supported integrations). You represent and warrant that you have all necessary rights and permissions to grant DDAI such access.

6.2 Third-Party Services

The Service integrates with third-party services and applications (“Third-Party Services”). Your use of Third-Party Services is subject to the terms and conditions and privacy policies of such Third-Party Services. DDAI is not responsible for the availability, accuracy, functionality, or content of Third-Party Services. DDAI makes no warranties regarding Third-Party Services and will not be liable for any damages arising from your use of Third-Party Services.

6.3 Changes to Integrations

DDAI reserves the right to add, modify, or discontinue integrations with Third-Party Services at any time without notice. We are not responsible for any disruption to your use of the Service resulting from changes to Third-Party Services or their APIs.

7. USER DATA AND CONTENT

7.1 User Data Ownership

As between you and DDAI, you retain all rights, title, and interest in and to all data extracted from your Third-Party Services and any content you input into the Service (“User Data”). DDAI claims no ownership rights over User Data.

7.2 License to DDAI

You grant DDAI a worldwide, non-exclusive, royalty-free license to access, use, process, store, transmit, and display User Data solely to the extent necessary to:

  • Provide, maintain, and improve the Service
  • Generate analytics, visualizations, and AI-powered responses to your queries
  • Comply with applicable laws and legal obligations
  • Enforce this Agreement

7.3 Data Processing

DDAI will process User Data in accordance with our Privacy Policy, available at https://www.datadiscourse.ai/privacy/. You acknowledge that DDAI may use de-identified and aggregated data derived from User Data for analytical, research, and product improvement purposes, provided such data cannot reasonably be used to identify you or any individual.

7.4 Data Accuracy

DDAI is not responsible for the accuracy, quality, integrity, legality, reliability, or appropriateness of User Data. You are solely responsible for User Data and the consequences of using, disclosing, storing, or transmitting it.

7.5 Data Export

You may export User Data in CSV format at any time through the Service interface.

7.6 Data Backup

While DDAI maintains regular backups of data stored in the Service, you are solely responsible for maintaining your own backup copies of User Data. DDAI will not be liable for any loss, alteration, or corruption of User Data.

8. ACCEPTABLE USE POLICY

You agree to use the Service only for lawful purposes and in accordance with this Agreement. You agree NOT to use the Service:

  • In any way that violates any applicable federal, state, local, or international law or regulation
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
  • To impersonate or attempt to impersonate DDAI, a DDAI employee, another user, or any other person or entity
  • To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Service
  • To use the Service in any manner that could disable, overburden, damage, or impair the Service
  • To introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
  • To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service
  • To attack the Service via a denial-of-service attack or a distributed denial-of-service attack
  • Otherwise attempt to interfere with the proper working of the Service

DDAI reserves the right, in its sole discretion, to terminate or suspend your access to the Service for violation of this Acceptable Use Policy.

9. INTELLECTUAL PROPERTY RIGHTS

9.1 DDAI Intellectual Property

The Service, including all software, algorithms, technology, content, trademarks, logos, and materials provided by DDAI (excluding User Data), is and remains the exclusive property of DDAI and its licensors. The Service is protected by copyright, trademark, patent, trade secret, and other intellectual property laws. This Agreement does not grant you any rights to DDAI’s trademarks, service marks, or logos.

9.2 Feedback

If you provide DDAI with any feedback, suggestions, or recommendations regarding the Service (“Feedback”), you grant DDAI a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such Feedback into the Service without any obligation or compensation to you.

9.3 DMCA Compliance

If you believe that content on the Service infringes your copyright, please contact us at info@datadiscourse.ai with the information required by the Digital Millennium Copyright Act (DMCA).

10. SUPPORT AND MAINTENANCE

10.1 Customer Support

DDAI will provide customer support via email at info@datadiscourse.ai. We will use commercially reasonable efforts to respond to support requests within 48 hours during standard business hours (Monday through Friday, 9:00 AM to 5:00 PM Pacific Time, excluding holidays).

10.2 Maintenance Windows

DDAI reserves the right to perform scheduled maintenance on the Service. We will make reasonable efforts to schedule maintenance during off-peak hours between 12:00 AM and 6:00 AM Pacific Time. During maintenance windows, the Service may be temporarily unavailable. We will use commercially reasonable efforts to provide advance notice of scheduled maintenance when possible.

10.3 Emergency Maintenance

DDAI may perform emergency maintenance without advance notice if necessary to prevent security vulnerabilities, data loss, or service disruptions.

10.4 No Service Level Agreement

DDAI does not currently provide a Service Level Agreement (SLA) or uptime guarantee. The Service is provided on an “as available” basis.

11. BETA FEATURES AND TRIAL PERIODS

11.1 Beta Features

From time to time, DDAI may offer access to features or functionality that are designated as beta, pilot, limited release, pre-release, early access, or evaluation (“Beta Features”). Beta Features are provided “AS IS” and may contain bugs, errors, or defects. Beta Features may be modified or discontinued at any time without notice. DDAI makes no warranties regarding Beta Features and disclaims all liability for any damages arising from your use of Beta Features.

11.2 Confidentiality

Beta Features are confidential information of DDAI. You agree not to disclose the existence or details of Beta Features to any third party without DDAI’s prior written consent.

12. WARRANTIES AND DISCLAIMERS

12.1 Customer Warranties

You represent and warrant that:

  • You have the legal authority to enter into this Agreement
  • Your use of the Service will comply with all applicable laws and regulations
  • You have obtained all necessary rights, permissions, and consents to provide User Data to DDAI
  • User Data does not and will not infringe any third-party intellectual property rights or violate any third-party privacy rights

12.2 DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, QUIET ENJOYMENT, ACCURACY, OR AVAILABILITY.

DDAI DOES NOT WARRANT THAT:

  • THE SERVICE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS
  • THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
  • THE RESULTS OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE
  • ANY ERRORS IN THE SERVICE WILL BE CORRECTED
  • THE SERVICE WILL BE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS

DDAI MAKES NO WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY DATA, ANALYTICS, VISUALIZATIONS, OR AI-GENERATED RESPONSES PROVIDED THROUGH THE SERVICE. YOU ARE SOLELY RESPONSIBLE FOR VERIFYING THE ACCURACY OF ANY INFORMATION OBTAINED FROM THE SERVICE BEFORE RELYING ON IT FOR BUSINESS DECISIONS.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM DDAI OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

13. LIMITATION OF LIABILITY

13.1 Exclusion of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL DDAI, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF DDAI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

13.2 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DDAI’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR YOUR USE OF THE SERVICE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, WILL NOT EXCEED THE TOTAL AMOUNT OF FEES ACTUALLY PAID BY YOU TO DDAI DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY.

13.3 Basis of the Bargain

YOU ACKNOWLEDGE THAT THE FEES CHARGED BY DDAI REFLECT THE ALLOCATION OF RISK SET FORTH IN THIS AGREEMENT AND THAT DDAI WOULD NOT ENTER INTO THIS AGREEMENT WITHOUT THESE LIMITATIONS ON LIABILITY.

13.4 Exceptions

THE LIMITATIONS IN THIS SECTION 13 DO NOT APPLY TO:

  • YOUR INDEMNIFICATION OBLIGATIONS UNDER SECTION 14
  • YOUR VIOLATION OF SECTION 3.2 (RESTRICTIONS) OR SECTION 8 (ACCEPTABLE USE POLICY)
  • YOUR BREACH OF SECTION 7.1 (USER DATA OWNERSHIP) OR SECTION 9 (INTELLECTUAL PROPERTY RIGHTS)
  • LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED BY APPLICABLE LAW

14. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless DDAI, its affiliates, and their respective officers, directors, employees, agents, suppliers, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to:

  • Your use of or inability to use the Service
  • Your violation of this Agreement
  • Your violation of any rights of another party, including infringement of intellectual property rights or violation of privacy rights
  • User Data, including any claims that User Data infringes or misappropriates any third-party intellectual property rights
  • Your violation of any applicable laws or regulations

DDAI reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with DDAI’s defense of such claim.

15. TERM AND TERMINATION

15.1 Term

This Agreement commences on the date you first access or use the Service and continues until terminated in accordance with this Section 15.

15.2 Termination by Customer

You may terminate this Agreement at any time by:

  • Canceling your subscription through your account settings, or
  • Sending written notice to info@datadiscourse.ai

Upon cancellation, your subscription will remain active until the end of your current billing period, after which your access to the Service will terminate.

15.3 Termination by DDAI

DDAI may terminate this Agreement or suspend your access to the Service, effective immediately and without prior notice, if:

  • You breach any provision of this Agreement
  • You fail to pay fees when due
  • Your account remains inactive for more than 12 consecutive months
  • DDAI is required to do so by law
  • DDAI elects to discontinue the Service (with at least 30 days’ prior notice)

15.4 Suspension for Non-Payment

If your account is past due, DDAI may suspend your access to the Service. We will provide at least 15 days’ written notice before suspending your account for non-payment. If you pay all outstanding amounts within 30 days of suspension, DDAI will restore your access to the Service.

15.5 Effect of Termination

Upon termination of this Agreement:

  • Your right to access and use the Service will immediately cease
  • You will no longer be able to access User Data through the Service
  • DDAI will archive User Data for 90 days after termination, during which time you may request a final export of User Data in CSV format
  • After 90 days, DDAI may permanently delete User Data unless legally required to retain it
  • You remain obligated to pay any outstanding fees incurred prior to termination
  • All provisions of this Agreement that by their nature should survive termination will survive, including Sections 7 (User Data and Content), 9 (Intellectual Property Rights), 12 (Warranties and Disclaimers), 13 (Limitation of Liability), 14 (Indemnification), 16 (Governing Law and Dispute Resolution), and 17 (General Provisions)

16. GOVERNING LAW AND DISPUTE RESOLUTION

16.1 Governing Law

This Agreement is governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement.

16.2 Arbitration

Any dispute, claim, or controversy arising out of or relating to this Agreement or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, will be determined by binding arbitration in Portland, Oregon, before one arbitrator. The arbitration will be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures. Judgment on the award may be entered in any court having jurisdiction.

16.3 Exceptions to Arbitration

Notwithstanding Section 16.2, either party may bring an action in court to:

  • Seek injunctive or other equitable relief to protect intellectual property rights
  • Enforce an arbitration award
  • Resolve disputes in small claims court if the dispute qualifies

16.4 Class Action Waiver

YOU AND DDAI AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

16.5 Venue

If for any reason a claim proceeds in court rather than through arbitration, you and DDAI agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Multnomah County, Oregon.

17. GENERAL PROVISIONS

17.1 Entire Agreement

This Agreement, together with the Privacy Policy and any other policies referenced herein, constitutes the entire agreement between you and DDAI regarding the Service and supersedes all prior or contemporaneous understandings and agreements, whether written or oral, regarding such subject matter.

17.2 Amendments

DDAI may modify this Agreement at any time by posting a revised version on the website or by notifying you via email. Your continued use of the Service after the effective date of any modification constitutes your acceptance of the modified Agreement. If you do not agree to the modified terms, you must stop using the Service and terminate your subscription.

17.3 Waiver

No waiver by DDAI of any term or condition set forth in this Agreement will be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure by DDAI to assert a right or provision under this Agreement will not constitute a waiver of such right or provision.

17.4 Severability

If any provision of this Agreement is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remainder of this Agreement will remain in full force and effect. The invalid, illegal, or unenforceable provision will be replaced with a valid, legal, and enforceable provision that most closely matches the intent of the original provision.

17.5 Assignment

You may not assign or transfer this Agreement or any of your rights or obligations hereunder without DDAI’s prior written consent. DDAI may assign this Agreement without restriction. Any attempted assignment in violation of this section is void.

17.6 Force Majeure

DDAI will not be liable for any failure or delay in performance due to causes beyond its reasonable control, including acts of God, natural disasters, terrorism, riots, war, epidemics, pandemics, labor disputes, governmental actions, failures of Third-Party Services, or failures of the Internet or telecommunications infrastructure.

17.7 Independent Contractors

The parties are independent contractors. This Agreement does not create a partnership, franchise, joint venture, agency, fiduciary, or employment relationship between the parties.

17.8 No Third-Party Beneficiaries

This Agreement is for the sole benefit of you and DDAI and does not confer any third-party beneficiary rights.

17.9 Export Compliance

You agree to comply with all applicable export and import control laws and regulations in your use of the Service. You represent that you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.

17.10 U.S. Government Users

The Service is a “commercial item” as that term is defined at 48 C.F.R. 2.101, consisting of “commercial computer software” and “commercial computer software documentation” as such terms are used in 48 C.F.R. 12.212. If you are a U.S. Government end user, DDAI licenses the Service to you pursuant to this Agreement in accordance with 48 C.F.R. 12.212 and 48 C.F.R. 227.7202-1 through 227.7202-4.

17.11 Notices

All notices under this Agreement must be in writing and will be deemed given when:

  • Delivered personally
  • Sent by confirmed email to info@datadiscourse.ai (for notices to DDAI) or to the email address associated with your account (for notices to you)
  • Sent by certified or registered mail, return receipt requested

Notices to DDAI should be sent to:

Data Discourse AI, Inc.
5915 SE Taylor St
Portland, OR 97215
Email: info@datadiscourse.ai

17.12 Equitable Relief

You acknowledge that a breach of Sections 3.2 (Restrictions), 8 (Acceptable Use Policy), or 9 (Intellectual Property Rights) may cause irreparable harm to DDAI for which monetary damages would be an inadequate remedy. Accordingly, DDAI is entitled to seek equitable relief, including injunction and specific performance, in addition to all other remedies available at law or in equity.

17.13 Interpretation

The section headings in this Agreement are for convenience only and have no legal or contractual effect. The words “include” and “including” will be deemed to be followed by “without limitation.”

18. CONTACT INFORMATION

If you have any questions about this Agreement, please contact us:

Data Discourse AI, Inc.
5915 SE Taylor St
Portland, OR 97215
Email: info@datadiscourse.ai
Website: www.datadiscourse.ai

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ITS TERMS AND CONDITIONS.